Consumers Pay More for Insurance Price Regulation; Get Little in Return
Mounting evidence shows that onerous state-based price regulation has adverse consequences on insurance markets — increasing industry costs, discouraging market entry and competition, and creating...
View ArticleFrivolous Sink Hole Claims in Florida; Adjusters Take 20% Share
There is an interesting article in the Wall Street Journal that discusses the recent surge in sink hole insurance claims. The spike comes after adjusters have encouraged homeowners to file claims by...
View ArticleTallahassee Democrat — John Rollins on Insurance Regulation Problems
John Rollins, former top actuary at Citizens and an ACI insurance expert, wrote about Florida’s property insurance woes and how the incoming cabinet and Governor can fix things. This op-ed was...
View ArticleAre Florida Homeowners Paying More For Less? Study Cites Price Regulation as...
Price regulation of property and casualty insurance in Florida has been a failure, according to a new ACI study released by the American Consumer Institute. The study shows that Florida insurance...
View ArticleACI on ABC: NC’s Hidden Car Fees
This video segment, produced and aired by the ABC affiliate in Asheville, discusses a hidden fee on good driver premiums used to subsidize more risky drivers. This is another example of out-of-control...
View ArticleRegulators Seem Inclined To Mess With Insurance Rates
The never-ending friction between common sense and political meddling has metastasized into needless automobile insurance regulation. The New York State Department of Financial Services has started...
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